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Terms & Conditions

Terms of Use

Copyright notices

The works of authorship contained in the Web site (the "Web site"), including but not limited to all content, design, text, media and images are owned, except as otherwise expressly stated, by owners of this Web site. Except as otherwise expressly stated herein, they may not be copied, displayed, performed, transmitted, distributed (for compensation or otherwise), licensed, altered, framed, stored for subsequent use, or otherwise used in whole or in part in any manner without owners's prior written consent.

Web content and calculators

The information on this Web site is for information purposes only. You may use the calculators on this Web site at your own risk. It is believed to be reliable, but we does not warrant its completeness or accuracy. The information on the Web site is not intended as an offer or solicitation for the purchase any products or services.

The information and materials contained in this World Wide Web site – and the terms and conditions of the access to and use of such information and materials – are subject to change without notice. The Web site is not intended for distribution to, or use by, any person or entity in any jurisdiction or country where such distribution or use would be contrary to local law or regulation. When using the Web site, users assume all possible risks of this process.

Condition change

The current terms of use of the Web site are presented on this page at and users need to periodically check its content for any possible changes and additions. By continuing to use the Web site after making changes to these terms and conditions, the user accepts the updated Terms of Use.

Privacy policy

The privacy policy is presented on a separate page at and is aimed at the safe processing of user data. Privacy Policy includes the Cookie Policy.

User consent

Using the Web site means the full consent of the user with these Terms of Use and the Privacy Policy of the Web site, in case of disagreement, the user must stop using the Web site.

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